Canadian ID Card Requirement

Canadian ID cards, also known as Non-Resident Inter-Province Motor Vehicle Liability Insurance Cards, are required for individuals using their cars to travel to Canada. This insurance card is used as evidence of insurance coverage if a traveler is stopped by enforcement officials or involved in an accident in Canada. Without it, the traveler may be fined for driving without adequate insurance.

How to Secure an ID Card
U.S. insurers file with Canadian authorities a Power of Attorney and Undertaking (PAU), in which the company agrees to certain conditions. One of these conditions is to meet the minimum third-party liability limits required in the province or territory where the accident took place (in most Canadian jurisdictions, the compulsory third-party liability limit is C$200,000; Nova Scotia is C$500,000).

Companies which have filed a PAU can then order and issue a Canadian Non-resident Inter-provincial Motor Vehicle Liability Card (the “Canadian ID Card”) to their insureds for driving into Canada. To secure a Canadian ID card for a client, producers must request them from the insuring carrier.

Original article from: IA&B Insurance Agents & Brokers. Published June 15, 2022